Skip to main content

Author: MichaelEhline

Pros And Cons Of Lump Sum Disability Settlements

Pros And Cons Of Lump Sum Disability Settlements
Pros And Cons Of Lump Sum Disability Settlements


Disability insurance works very technically, which can make settlements and the disability claim process a tad bit difficult. Paying for disability insurance each month keeps you secure from any accidents that may cause disability.

A disability affects an individual’s job status and income, as victims often take unpaid leave. With disability insurance or workers comp settlement, victims can get all the disability benefits to help them live everyday life.

Considering a Lump Sum Payout for Disability? Talk to Ehline Law, First

The disabled individual gets monthly payments from the insurance company once their disability benefits get approved. These benefits come to a halt once the victim has resumed work, requiring the individual to start making monthly payments towards the disability insurance to secure themselves for the future.

There may be situations where you can draw on a lump sum settlement instead of taking monthly payments as benefits. However, it is wise to speak to an attorney and see your legal options before making any decisions. There are benefits and drawbacks to taking any decision, so let’s go over a few pros and cons of lump sum disability settlements.

When to Go for Lump Sum Settlement

One of the significant drawbacks of disability insurance is that you can not transfer it to the beneficiaries when you die, unlike life insurance.

There may be a situation where you would want to draw on a lump sum settlement, such as with serious health conditions, to ensure the financial safety of your kids, family, or beneficiaries. In such situations, it is best to take out a lump sum settlement from the insurance companies rather than monthly payments.

Many people prefer to have a lump sum settlement as they can not deal with an insurance company over and over again. This is because when you’re drawing on monthly payments, you need to fulfill specific criteria of these companies to continue enjoying disability benefits.

However, once you do not comply with such criteria, you may find that it’s a constant argument back and forth with insurance companies. L lump-sum payment is a great option to eliminate the insurance company altogether.

Some people are financially savvy and would invest the lump sum money from disability claims to maximize their returns and make substantial profits. If you’re one of those people, getting a lump sum payout is your best option.

When to Avoid Lump Sum Payment

A temporary disability is one of the reasons why you should avoid cashing out on lump-sum payments from the insurance company. This is because you would want your insurance policy to continue after fully recovering.

Insurance is a great way to secure yourself financially, and taking a lump sum payment can put you in a tough predicament later in life. What if you’re faced with a problem later in life and have already exhausted the lump sum settlement? You would need an insurance policy to continue receiving disability benefits throughout your life in case of any disabilities.

Many people are not good with finances and spend all their lump sum in one go without saving. This can impact their lifestyle later in life when they need money and don’t have it. Taking out monthly payments is a way for these people to remain financially responsible.

What You Should Consider When Your Insurance Company Gives You a Lump Sum Payout

Insurance companies don’t mind providing a lump sum payment depending on the policyholder’s age and long-term disabilities. However, it would help if you considered the following things before accepting any lump sum offer.

The Current Value of the Claim

Often, disability insurance companies would pay less than what your current value of disability claim is. To determine your current weight, you need to find the present value of your future benefits.

Calculating that would give you an idea of how far off the disability insurance company’s settlement offer is, and you can then seek legal advice from a disability insurance attorney.

Payment Adjustments

Some disability insurance policies allow for monthly adjustments, such as an increased cost of living or a hike in medical treatment costs. It would help if you considered such fluctuations when calculating the present value of your future disability insurance benefits to help you determine whether it is an excellent option to take lump-sum settlements.

Life Expectancy

Life expectancy plays a massive role in determining whether an individual should consider a monthly disability benefit or go for a lump sum disability settlement if they’re older and know their medical condition is not improving.

It would help if you considered taking a lump sum from the disability insurance company so your beneficiaries can utilize it soon. But if you’re young and have a long way to go until retirement, it is better to stick with monthly payments.

Taxes

Taxes are a huge concern for anyone looking to take a lump sum amount of money, whether insurance settlements or profits from investments. You must pay taxes on your lump-sum payments; therefore, consulting with a lawyer for tax implications before accepting any lump-sum offer is the right way.

Want to Discuss Disability Benefits? Call Ehline Law Now

If you’re not sure about taking out a lump sum settlement as your disability benefits or want to know about tax implications on a lump sum settlement, speak to our disability lawyer now. Contact us at (213) 596-9642 and get a free initial consultation directly with an expert California disability lawyer now!

Ehline Law Firm and our Los Angeles injury attorneys have recovered over $150 million for our clients and can help you do the same with your disability insurance company.

Insurance companies try to avoid monthly benefits or giving a lower lump sum settlement. If you’re having difficulty dealing with them, we can help assess your disability insurance policy and deal with the disability insurance company on your behalf.

Contact us now and get a free consultation today!

Do All Steroids Cause Induced Osteoporosis and Bone Fractures?

Answer: No. Anabolics and Androgenics can actually fight bone loss, whereas Corticosteroids can cause bone weakening. Let’s explore with an injury lawyer, Michael Ehline, an expert in sports medicine law. When over-the-counter medications fail to provide relief to patients, doctors often prescribe a corticosteroid, which works as cortisol, a naturally producing hormone produced by the body’s adrenal glands. Many people don’t know that although corticosteroids are effective in treating many ailments, long-term use can lead to osteoporosis. However, anabolics, including Bio Pellets, can help males and females with libido problems (beware of an enlarged clitoris and developing a deeper voice for women). Androgens, the Anavar (Oxandrolone of Spa Milano Labs), is beneficial for bones.

Let’s explore the uses and risks of consuming corticosteroids with Ehline Law and our personal injury attorneys.

Types of Steroids

There are two main types of steroids; corticosteroids and anabolic-androgenic steroids (anabolic steroids). Anabolic steroids bind to the androgen receptors, assisting users in building muscle (anabolic) and increasing male characteristics (androgenic), whereas corticosteroids bind to the glucocorticoid receptors helping treat various medical conditions.

What Are Corticosteroids?

Corticosteroids, often shortened to steroids, are man-made synthetic drugs that help curb the production of certain chemicals in the body, alleviating inflammation, swelling, and irritation. Medical professionals may prescribe corticosteroids to treat asthma, rheumatoid arthritis, hives, or lupus.

Although corticosteroids can help several types of patients live a better life, it has long-term side effects such as osteoporosis (loss of bone density) and others.

How Can Patients Take Steroids?

There are two ways steroids help medical professionals treat various kinds of diseases, and these include the following:

  • Localized: Doctors prescribe localized steroids to target the outer body, including eye drops, ear drops, inhalers, skin creams, and ointments.
  • Systemic: Outer application of steroids may not be as effective for certain health conditions, which is why doctors may prescribe systemic steroids that flow throughout the body to where it is needed. Medical professionals may deliver systemic steroids through oral medications, muscle injections, or intravenous (IV) lines.

There are many different brands of corticosteroids, some of which include Prednisone, Cortisone, Triamcinolone, and Mometasone.

What Do Corticosteroids Treat?

From treating seasonal allergies to life-threatening inflammation, there are a lot of uses for corticosteroids.

Doctors may recommend steroid treatment for the following health conditions:

  • Hay fever
  • Chronic obstructive pulmonary disease
  • Rheumatoid arthritis
  • Eczema
  • Inflammatory bowel disease
  • Gout
  • Multiple sclerosis
  • Autoimmune diseases.

When the immune system fails to work correctly, the body can start producing chemicals that cause internal harm. Medical professionals may recommend steroids to lower inflammation and prevent damage.

In patients who have undergone an organ transplant, there is always a risk of the body rejecting the organ. To reduce the risks associated with a transplant, medical professionals may prescribe steroids to the patient, which can help suppress the immune system.

Can the Use of Corticosteroids Lead to Corticosteroid-induced Osteoporosis?

The body uses calcium and Vitamin D to build bones, and the use of corticosteroid, in the long run, can reduce how the body absorbs calcium and increases the speed of bone breakdown. The rate at which corticosteroid reduces absorption ability and increases bone breakdown depends on the dosage and the period you take the steroid medication.

In higher doses, steroids can lead to rapid bone loss. However, not all people experience a similar rate of bone loss. Dosage, duration, and genetics play a vital role in the rate of bone loss following the use of steroids.

How Quickly Can Bone Loss Start after Consuming Steroids?

Bone loss (bone mineral density loss) following steroid consumption depends on the type of steroid taken (localized or systematic). For example, after consuming oral steroids, patients may experience bone loss after six months of continuous use. On the other hand, inhaled steroids do not have a similar rate of bone loss as compared to the consumption of oral steroids. However, in larger doses, it may also cause loss of bone mass.

Several studies show that patients using steroids in the short run do not exhibit any signs or symptoms of bone loss.

Does Steroid Use Increase the Risk of a Fracture?

Oral steroids equal to 5 mg of Prednisone consumed daily for more than three months increase the risk of bone fractures. As the dosage increases, so does the fracture risk. 

According to multiple studies, one in three postmenopausal women who routinely consume corticosteroids is likely to suffer a spinal fracture. Taking steroids increases the risk of spinal fractures twice as much as a person who does not consume such drugs.

After stopping steroid medication, the risk of bone fractures or vertebral fractures reduces significantly. However, it is crucial to speak to your healthcare professional before making personal decisions pertaining to medication.

Diagnosing and Treating Corticosteroid or Glucocorticoid-induced Osteoporosis

When patients start steroid treatment for their medical conditions, conducting a Bone Densitometry, a special scan that measures bone density is crucial. After a year of steroid medication use, patients should conduct second Bone densitometry to help diagnose corticosteroid-induced osteoporosis (also known as glucocorticoid-induced osteoporosis). Monitoring bone density when using steroid medication is the only way to diagnose steroid-induced osteoporosis.

Before medical professionals recommend taking a corticosteroid, they identify risk factors in patients that help them determine a treatment plan. People with lower bone mass or postmenopausal women who are not on estrogen are at a higher risk of bone loss when taking steroids.

In cases of loss of bone density due to the intake of steroids, doctors may recommend the same treatment plan to patients with osteoporosis. Hormone replacement therapy helps prevent osteoporosis in women, but it comes with side effects, such as an increased risk of blood clots, heart diseases, and many others.

Undergoing hormone replacement therapy (HRT) with medroxyprogesterone acetate, in the long run, can increase the risk of breast cancer. With other drugs or treatments, HRT combined treatments can lead to vaginal bleeding.

Medical professionals may consider alternatives to HRT treatment to help reduce the rate of bone loss and increase bone density over time, and some of these treatments include the following:

  • Bisphosphonates
  • Raloxifene
  • Calcitonin
  • Tamoxifen
  • Statins.

Are Anabolic-androgenic Steroids Different than Corticosteroids?

Unlike corticosteroids that help treat various medical conditions, anabolic steroids are synthetic versions of testosterone (male sex hormones that aid in building muscle).

Medical professionals prescribe anabolic steroids to help produce testosterone when a patient’s body does not make enough of them or in young boys who experience delayed puberty. Due to certain illnesses that cause muscle loss, such as AIDS and cancer, a doctor may prescribe anabolic steroids to build muscle mass.

In the sports world, anabolic steroid medications are also referred to as “performance-boosting” drugs. Athletes are often banned from taking such steroids as they can help with their athletic performance and muscle mass, giving them an unfair advantage over other athletes.

Do Anabolic Steroid Medications Cause Bone Loss in Patients?

Androgen inhibits osteoclastic bone resorption, and there are several anabolic steroids that are approved as anti-osteoporosis medication. In a 2008 study, “Effect of anabolic steroids on osteoporosis,” conducted by Masahiro Adachi and Ryoichi Takayanagi, the use of anabolic steroids in a group of patients showed a significant increase in bone mineral content in the radius and lumbar spine.

Another study, “Anabolic steroids improve bone mineral density,” conducted in 2014 by Reetadyuti Mukhopadhyay et al., revealed that a low dose of anabolic steroids can significantly help improve bone mass and quality of life in the elderly.

How to Prevent Bone Density Loss

Bone and Tooth Society of Great Britain, recommends guidelines for preventing and treating corticosteroid-induced osteoporosis. Regardless of whether or not you have osteoporosis, it is crucial for everyone to take certain steps to prevent bone density loss and improve bone health, including:

  • Fulfill your daily calcium and Vitamin D requirement: Milk, Yogurt, cheese, broccoli, salmon, and orange juice are some examples of calcium-rich food. Those who cannot consume such food items or have limited access to them may consider taking calcium supplements.

The following are the daily requirements of calcium and Vitamin D for different groups of people:

  • Women on HRT treatment: 1,200 mg of calcium and 400 IU of vitamin D daily.
  • Women with an increased risk of steroid-induced osteoporosis: 1,500 mg of calcium and 800 IU of vitamin D daily
  • Men (under 65 years of age): 1,000 mg of calcium daily
  • Men (over 65 years of age): 1,500 mg of calcium daily
  • Exercise: Certain types of strength training help strengthen muscles and reduce bone loss. Weight-bearing exercises such as walking and jogging can help support the bones in the legs, hips, and lower spine.
  • Avoid smoking: Smoking reduces the body’s ability to absorb calcium, increasing bone loss.
  • Avoid alcohol: Drinking more than two glasses of alcohol daily cuts bone formation and reduces the body’s ability to absorb calcium. However, there is a need for further studies into the link between alcohol intake and osteoporosis.
  • Reduce caffeine intake.

Schedule a Free Consultation with Ehline Law

Not all steroids lead to osteoporosis or bone loss, as several studies suggest that medical professionals use anabolic to treat bone conditions. However, medical professionals must follow certain standards and guidelines before recommending steroid treatment to patients.

If you suffered injuries due to a negligent medical provider that did not consider your health or medical history before prescribing steroids, contact us at (833) LETS-SUE for a free consultation, as you may be eligible for compensation.

What is Identity Theft?

ID theft
Laptop fingerprint with Identity Theft text

Understanding a Common Crime

By: Accident attorney Michael P. Ehline, Esq. After Google Places had merged our business law firm listing with a competitor about 40 miles away, we started researching identity theft. Hence, we created this pretty comprehensive treatise.

Definition of Identity Theft:

Identity theft occurs when another person assumes an individual’s identity. Here, the thief knows how to access financial resources. So they obtain credit and other benefits using the person’s name.

Identity theft makes a victim of the individual. So they suffer the adverse consequences of the thief using their credit. Sadly, victims are forced to pay all these costs. Plus, the name, Social Security number, credit card, or bank account number are all exposed without permission. Criminals do this to commit crimes or fraud.

Understanding The History of Identity Theft

The term identity theft has been used since 1964. Yes, it’s not possible to steal a person’s true identity. But the criminal can impersonate or assume their financial identity to commit fraud. Identity theft and data breaches can be challenging to recognize. After all, in most cases, the victim does not know that anyone else has personal or financial information.

According to the Federal Trade Commission, victims often don’t know how someone stole their information after a data breach. But they also found that identity fraud was not always a consequence of identity theft. After all, someone can steal or misappropriate personal information without committing fraud.

What is a Major Breach?

And this can occur when there is a significant data breach. According to a U.S. Government Accountability Office study, most data breaches did not result in detected occurrences of identity theft. But the report stated that the full extent of data breaches is unknown.

An unpublished study by Carnegie Mellon University reported that most identity theft cases are unknown. But the probability of becoming a victim of data breach identity theft is approximately 2%. One of the most significant data breaches consisted of about 4 million records. And according to the association of consumer information companies, it resulted in approximately 1800 instances of identity theft.

An article entitled “Cyber Crime Made Easy” discussed how hackers use malicious software. Security specialist Gunter Ollmann asked: are you “Interested in credit card theft? There is an app for that.” He was alluding to the ease of hackers accessing information online.

One of the newer programs infecting computers is called Zeus, which is hacker-friendly. And this makes it easy to use, even for an unknown hacker. It might be easy to use, but it is devastating for the computer user it affects.

The article said criminals could use Zeus programs to steal credit card information, relevant documents, and those necessary for homeland security use. Hackers gaining this information could not only use it for identity theft but possible terrorist attacks.

What Are Some Types of I.D? Theft?

The non-profit Identity Resource Center has divided identity theft into five categories, as follows:

  • Criminal Identity Theft: This is posing as another person for financial or personal gain, a crime.
  • Financial Identity Theft: This is using someone else’s identity to obtain goods, services, and credit.
  • Child Identity Theft: This is using a child’s information to obtain credit, services, and goods or assume their identity.
  • Medical Identity Theft: This is using another person’s identity to obtain medical care or drugs.
  • Identity Cloning Theft: This is using someone else’s identity to assume their life status. It means using the person’s name in meeting people, employment, and other activities.

Other crimes are funded by I.D. theft.

Examples include:

  • Phishing
  • Illegal immigration
  • Terrorism
  • Espionage.

Also, identity cloning can be used to attack payment systems. Examples include online credit card processing and medical insurance.

Criminal Identity Theft Explained

This occurs when an identity thief impersonates another human to conceal their real identity. People that do this could be a person hiding from creditors or other persons. It could be an illegal immigrant or another who wants to become anonymous for personal reasons. Another type of euphemism for this is  a “poser.”

A poster is a person that uses another’s photos and information on social networking sites, and they further relay credible stories. And many involve friends of a natural person they are attempting to imitate. One of the other things this type of I.D. thief does is acquire false credentials that will pass authentication in daily life. And this can continue indefinitely, without detection.

What is Identity Cloning?

So this is a great question. This theft happens when a thief assumes another’s name to conceal their real identity. So, for example, this is their form of the witness protection program. So let’s say they want to avoid being found by an ex-spouse or partner. And now, this can continue for an indefinite amount of time. And this remains especially true if the person can obtain false credentials in the assumed name that appears authentic.

Synthetic Identity Theft

This type of identity theft has become familiar with using characters that are either partially or wholly fictitious. This is commonly done by using an actual social security number, with a birth date and name that is not attached to this person. The stolen social security number will create adverse credit effects. And this holds concerning any creditor who issues a credit to the thief.

It’s hard to track this identity fraud since it does not usually show directly on the natural person’s credit report. And this could even show as a new file at the credit bureau or as a sub-file on the victim’s credit record.

What is Medical Identity Theft?

This type of identity theft uses an individual’s name and some of their information to obtain medical care, services, or drugs. The data they may use can include insurance information. The victim has no clue their name or other information is being used.

This type of event can cause the insurance’s actual owner to receive improper medical care. This can also lead to a potentially life-threatening medical decision since lowlifes placed incorrect information in the victim’s medical records.

What is Child Identity Theft?

Child identity theft is caused when a criminal steals a minor child’s social security number to gain credit. And it also increases other personal advantages. Of particular interest, the child has no credit history. So this makes this social security number very valuable to the theft that wants to steal it. They can obtain credit, get a driver’s license, and make large purchases, like buying a house, all under the guise that the social security number is their own.

So here, a family member or friend can be the culprit. But it can be done by a stranger that targets children. The fraud can continue undetected for years. After all, the victim is a minor who will not be using their number for years.

According to Carnegie Mellon Cylab, Richard Power discovered that approximately 10.2% of children were identity theft victims using data from All Clear ID. So about 40,000 children had information exposed.

How Do ID Thieves Get Your Personal Information?

These criminals need to obtain personal information to use another person’s identity to appear authentic. Some of the methods they use people are aware of.

But other methods exist.

  • They get stuff by digging in dumpsters or garbage cans for personal information.
  • I am using public records to gain personal information.
  • Skimming credit card or bank card information with hand-held card readers in the general retail location helps make clone cards.
  • We use contactless credit card readers to obtain data from RFID passports wirelessly.
  • Mail theft, breaking into homes, pick-pocketing checks, bank cards, credit cards, passports, and identification cards are potential problems.
  • Theft of checks to obtain account numbers and routing numbers.
  • Gaining personal and banking information with malware, including trojan horse keystroke logging programs, spyware, and breaches in browser security are examples.
Further examples:
  • They hack computer networks, databases, and systems to access large amounts of personal data.
  • Acting fraudulently as customer service representatives or helping desk employees con individuals to disclose personal information, login information, or change password access.
  • Account verification and compromise questions, like: “What is Your Mother’s Maiden Name?
  • Use social media sites to befriend individuals and gain trust to get their personal information.
  • Social media photos are clickable and downloaded, with low security and privacy protection.
  • They use information gained from an individual typing login and other personal information at public I.T. equipment locations. The term shoulder surfing describes this conduct.
  • Use of breaches that result in personal information publication, which may include name, address, credit card numbers, and social security number.
  • Impersonation of a trusted organization in emails, telephone calls, SMS text messages, or other communication forms. The goal is to have an individual provide personal information or login information. Most of us know this form of data collection as phishing. Thus, many corporations will never ask for this data on the phone or on their website.
  • You are browsing social network sites, such as Facebook, Twitter, or MySpace, for personal information that users have published.
  • Attacking weak passwords and reset password questions.
  • They divert emails or posts to gain personal information, credit card numbers, banking or credit statements, and other personal data. And this can delay you from knowing there is a compromised account.

What About Personal Identity Protection?

The person is often unaware of how naïve they are. So they are careless with their personal information or login information.

Identity thieves count on this.  And they can steal information like:

  • Credit cards
  • Checkbooks
  • Utility bills
  • Bank statements and other things from a person’s vehicle, office, snatched purse, or home.

The U.S. Federal Trade Commission, websites, and the Canadian Phone Busters organizations address identity theft. And they offer recommendations on preventing personal information from reaching another person’s hands.

You can partially eliminate identity theft by not using identifying information unnecessarily. I.T. systems and organizations should not require excessive personal data for identification and authentication purposes.

The requirement and data storage of personally identifying information such as social security numbers, driver’s license numbers, credit cards, national identification numbers, and other info will increase the risk of identity theft. This theft will keep happening unless adequately stored all the time.

Tips to Avoid Hijacking

  • Hacking and phishing: We all know that electronic identity theft or malware is common today. Hence, you must often update computer security. Keeping the operating system and browser secure, patched, and running antivirus software can avoid unwanted theft. The individual should be cautious about their I.T. use.

In some cases, the thieves use obituaries, gravestones, and other sources to rip off a deceased person’s identity. They do so between their passing and the closing of their accounts. So this is a combination of a grieving family lacking concentration. And it’s also the credit checking process. Moreover, this type of crime can continue for an undetermined time. And it won’t stop until a family member or credit company notices the events.

Commercial identity theft protection services are available in many countries. For example, they offer protection from an annual or monthly membership fee. How it works is the service will typically set fraud alerts on your credit files. Also, each of the three major credit bureaus gets alerted. These heavily advertised services are helpful. But the actual value has been questioned.

What are the Identity Protection Organizations?

The Federal Trade Commission testified in May 1998 in front of the United States Senate. There, representatives discussed the sale and use of personal identifiers and Social Security numbers by data miners and credit raters. They agreed to self-regulating by the industry to restrict access to information on credit reports.

The industry restrictions vary according to the category of the customer. This variance exists because credit bureaus gather and disclose personal and credit information on a broad business range. Inadequate security by organizations holding individual data results in unauthorized access. So this places victims at risk of I.D. theft.

Privacy Rights Clearinghouse has documented more than 900 data breaches since January 2005 by U.S. government agencies and companies. This breach involved over 200 million records that contained sensitive personal information. The data included many that had social security numbers.

When a company has poor security standards, it can include:

  • Failing to have adequate network security.
  • They are failing to shred confidential documents before putting them in dumpsters.
  • Brokering personal information to another business without the assurance of the other company maintaining security.
  • Government failure in registering sole proprietorships, corporations, and partnerships to determine the article of incorporation officers are who they claim to be. This failure can result in criminals accessing personal information through credit ratings and data mining services.
  • Credit card numbers stolen by people like call center agents mean there is access to the recorded calls.
  • Laptop computer or portable media theft or carried out of the location. Typically, it contains personal information. Also, using encrypted devices reduces data exposure risks.

What is the Nationwide Impact of I.D? Theft?

Most of all, there was a decrease in the number of victims in the United States between 2003 and 2006. This decreased the dollar amount of identity fraud from $47 billion in 2003 to $15.6 billion in 2006. This scam resulted in personal losses of $4,789 in 2003 and $1,882 in losses for 2006.

According to the Identity Theft Resource Center in a 2003 survey:

  • Approximately 73% of those surveyed said the crime involved the thief gaining access to a credit card.
  • 15% of known I.D. theft remains business-related. And in those cases, it took the victims about 330 hours to resolve.
  • Victim of identity fraud Michelle Brown testified in a U.S. Senate Committee Hearing. She said that a person used her identity between January 1998 and July 1999 to acquire more than $50,000 in goods and services. Brown said not only did the hacker damage her credit but escalated in crimes, including drug trafficking. This resulted in a warrant for Brown’s arrest; she had an erroneous arrest record and prison record. The woman got booked into the Chicago Federal Prison under her name.
  • Also, fraud costs are estimated at £1.2 billion annually in the U.K. But experts believe the figure is much higher. For example, privacy groups do not think the numbers are correct. Mostly, they argue that statistics are a bargaining chip to listen to the introduction of national I.D. cards.
  • Microsoft Research claimed in 2001 that fraud remains widely exaggerated. And they say the surveys are compromised and biased. So they argue the findings are not promising. But Australia estimated I.D. theft at between $1 billion and $4 billion in 2001.

The United States Legal Answers

In the United States, the increase in this crime has led to enacting the Identity Theft and Assumption Deterrence Act. In other words, the Federal Trade Commission appeared before the U.S. Senate to discuss F.T.C. crimes. And that meeting happened after the mass exploitation of consumer credit.

How the Exploited Data Was Used:

  • Lines of credit
  • Loan fraud
  • Mortgage
  • Credit card fraud, along with commodities and services fraud.

The Identity Theft Deterrence Act amended U.S. Code Title 18, § 1028. This statute says it is a federal crime to steal an I.D. But it’s tricky because the perp must use an I.D. document issued by the United States. So you have to show the thief intended to defraud the United States. All this gets tried on a federal level if it exists. Get it?

30 Years in Prison?

Yes, it’s true. This sentence is outlined in 18 U.S.C. § 1028 and can carry a 5, 15, 20, or 30-year sentence in federal prison. Also, § 1028 (aggravated identity theft) permits consecutive sentencing. This act gave the Federal Trade Commission the authority to track incidences and dollar losses of particular interest.

Their body mainly focuses on consumer financial crimes. And it does not include the full range of all identification crimes. Charges brought by states or local law enforcement agencies will have different penalties than criminal charges on a federal level. It will depend on the state laws, in which each state can differ in punishments.

Office of Privacy Protection

California and Wisconsin have created the Office of Privacy Protection. This department helps citizens avoid issues with theft and identity theft recovery. Other states have followed California’s mandatory data breach notification laws. And this has resulted in all companies reporting data breaches to their customers.

Of particular interest, the I.R.S. created the I.R.S. Identity Protection Specialized Unit. Now taxpayer victims of federal tax-related identity theft have recourse. The taxpayer was required to submit Form 14039, their Identity Theft Affidavit.

Some Chia Powder Brands Recalled as Unsafe

Some Chia Powder Brands Recalled as UnsafeIn 2014, the Centers for Disease Control and Prevention (CDC) issued a warning to consumers against consuming Chia-seed powder due to the 21 cases of salmonella across 12 different states in the country from consuming the powder. Two people faced hospitalization from severe cases of salmonella in what could become a huge product liability case. Some of the states where salmonella cases saw a rise in 2014 were New York, Florida, Ohio, Wisconsin, and more. At the same time, there were about 34 cases of salmonella contracted from the consumption of Chia-seed powder in Canada.

As a member of Ehline Law, we are responsible for educating the masses on legal issues and their rights. This article will explore the hype around Chia seeds, the story surrounding the 2014 Chia seed powder recall, some food poisoning lawsuits, and what to do if you’re experiencing a serious case of food poisoning.

Benefits of Chia Seeds

Chia seeds are edible seeds derived from a plant native to Mexico. Since the ancient Aztecs, people have used Chia seeds for medicinal purposes; however, they are now consumed as a nutrient-dense super-food.

Chia seeds contain powerful antioxidants that have many health benefits. The human body contains free radicals that cause oxidative stress and damage human cells. Consuming foods rich in antioxidants, such as Chia seeds, can help eliminate free radicals and reduce the risk of diseases arising from free radicals, including heart conditions, cognitive decline, and more.

Chia seeds have high fiber content (39% of your daily fiber needs) that helps improve blood sugar levels and minimize the risk of type 2 diabetes. It can even make you feel full, allowing you to eat less and maintain or reduce your weight.

Caffeine acid, present in Chia seeds, aids in reducing inflammation in the body. It also contains magnesium and potassium, which ensure strong bones. 18% of your daily calcium requirement in Chia seeds is enough to keep healthy muscles and nerves functioning. Chia seeds have more calcium than any dairy product when compared to the gram for gram.

Chia seeds also have a certain type of omega-three fatty acid that aids in reducing lower omega 6, which helps reduce chronic conditions like heart disease. When consuming Chia seeds, it is important to look out for digestive issues and how it interacts with your medications and allergies. Although Chia seeds are great for health, they are also prone to contamination, just like any food item. The most common disease from contaminated Chia seeds is salmonella.

What is Salmonella Infection?

In the United States, there are more than 1.35 million cases of salmonella annually, out of which 26,500 people face hospitalization and 420 people die from it. But what is this deadly disease?

Related to the family Enterobacteriaceae, the Salmonella bacterium is an intracellular pathogen that causes illnesses upon ingestion. The majority of salmonella infections are due to food contamination from animal or human feces, such as by food service workers at commercial eatery joints.

There are two main groups of salmonella, typhoidal and nontyphoidal. Nontyphoidal serotypes are salmonella that can be transferred from an animal to a human or from one human to the other. Invasion of nontyphoidal serotypes occurs through the gastric system, causing several symptoms that, fortunately, do not require antibiotics to treat. However, in sub-Saharan Africa, nontyphoidal serotypes are invasive and can cause paratyphoid fever, requiring immediate antibiotic treatment.

Typhoidal serotypes are those types of salmonella that can be transferred only from one human to the other and can lead to foodborne diseases like typhoid and paratyphoid fever. Typhoid fever starts after the salmonella bacterium enters the bloodstream and spreads to all other organs, slowly releasing endotoxins. Complications can become life-threatening, and starting intensive treatment, including antibiotics, is crucial.

Symptoms of Salmonella

Depending on the species of salmonella contracted, there may be different kinds of symptoms. These symptoms can start six hours to six days after contracting the bacterium. However, it can take several weeks for some individuals’ symptoms to show up.

Those who have contracted salmonella bacteria may face symptoms similar to food poisonings, such as diarrhea, fever, and even severe abdominal cramps. However, some strains of the bacterium can cause serious problems after infecting an individual’s urine, blood, bones, and even the nervous system.

Diagnosis of Salmonella

Doctors can help diagnose salmonella by taking an individual’s urine, blood, or fluid sample and running it through a laboratory test.

How to Treat Salmonella

In cases involving individuals with a strong immune system, the body can take up to seven days to treat the bacteria without the need for antibiotics. Doctors recommend ingesting lots of fluids to replenish the loss of body water for as long as the diarrhea lasts.

Although antibiotics are only recommended for certain strains of salmonella, doctors may recommend antibiotics to people with severe illnesses, individuals with weak immune systems, older adults (ages 50 and above), and children younger than 12 months old.

In the majority of salmonella cases, people recover completely. However, some people may not have normal bowel habits for a few months. Another long-term problem pertaining to salmonella infections is that after a person goes through salmonella, they may have reactive arthritis. This is usually difficult to treat and can last for months or even years.

There have been many salmonella outbreaks in the United States, resulting from the consumption of raw cashew cheese, ground beef, tahini, ground turkey, peanut butter, onions, mangoes, and other foods. Here, we will explore the 2014 salmonella outbreak caused by the consumption of Chia seed powder.

The 2014 Chia-Seed Powder Recall

Chia seed powder took the United States by storm when it received a super-food status, with many young individuals and health-conscious Americans mixing it in their smoothies, cereals, and more. However, just like sprouts that are prone to bacterial contamination, Chia seed powder also faces similar health risks. Food bugs can grow, live, and breed in different types of foods, including Chia seed powder.

In 2014, 21 Americans reported sickness after purchasing and consuming Chia seed powder. It wasn’t clear before how the sickness occurred, but after the Food and Drug Administration (FDA) investigators started interviewing the sick residents, they all had one thing in common: consumption of Chia seed powder. Two people were facing severe symptoms of salmonella infection and had to be admitted to a hospital for medical care.

Are Chia Seeds Also Contaminated?

Investigators conducted tests on Chia seed powder and Chia seeds to find out if both were facing similar health risks, such as possible salmonella contamination. However, their tests only resulted in sprouted Chia seed powder as the main component for the growth of Salmonella bacteria.

Chia seed powder preparation includes sprouting the seeds and then crushing the sprouts into a fine powder form. However, the health risks start during the sprouting stage as the conditions required to sprout Chia seeds are also ideal for growing pathogens such as salmonella.

Some Chia Powder Brands Recalled as Unsafe

As the cases of salmonella infection rose in the United States and Canada at the same time, Chia seed powder brands decided to recall their organic sprouted Chia powder to avoid further incidents. It started with Navitas Naturals recalling their product, with other brands, including Health Matters America Organic Traditions, Green Smoothie Girl, Navitas Naturals, and Williams-Sonoma, following right after.

Organic Traditions from Health Matters America not only recalled their sprouted Chia seed powder but also sprouted Chia and flax seed powder. On June 26th, the company further recalled additional products that contained Chia seeds to prevent the outbreak.

One of the recalled brands, Green Smoothie Girl, recalled two of its products that they distributed to many stores and sold directly to consumers online. Oriya Organics recalled their Super-food Protein Medley as the mixture contained Chia seeds.

Although the brands have already recalled their products, Chia seed powder has a long shelf life, and some may be lying around in your kitchen cabinets. Double-check your pantry and if you still have some hiding in your kitchen, throw it away and save yourself and your family a trip to the doctor.

Other Salmonella Outbreaks in the United States

Jif Peanut Butter Recall

In May 2022, the FDA reported a salmonella outbreak in a few states, and investigations led to Jif peanut butter as the main source of it. Investigations have started at J.M. Smucker Company after five out of five infected reported consuming peanut butter, and four out of those five stated that they consumed different varieties of Jif peanut butter before they got ill, leading to a peanut butter recall.

In 2010, the FDA conducted whole-genome sequencing on an environmental sample taken from J.M. Smucker Company in Lexington. The results from that sample match the salmonella strain recently contracted by the individuals, and the epidemiologic evidence suggests that Jif brand peanut butter was the cause of it.

J.M. Smucker Company voluntarily recalled lot codes 1274425–2140425 of their peanut butter to avoid further salmonella contamination in the country. The company publicly announced their recalled products and further stated that if any consumers have already purchased peanut butter and other products with the mentioned lot codes, they should throw them out. Individuals should clean and sanitize all the surfaces and utensils that came into contact with the peanut butter.

The FDA is currently investigating the cause of the peanut butter contamination.

More than 1,000 People Sick from Imported Onions

In October 2021, a wave of Salmonella Oranienburg infections started spreading across the United States, resulting in 1,040 illnesses across 37 states. Health officials stated that the true extent of salmonella contamination remains a mystery as the majority of people recover from the disease by resting at home and taking OTC medications for the symptoms.

The initial investigations led to a serious warning by the FDA to an import-based company for not complying with the Foreign Supplier Verification Program (FSVP) requirements.

The company was importing fresh red onions from Chihuahua, Mexico, to the United States without conducting quality checks on imported goods from its suppliers. This warning suggested taking strict actions against such suppliers as soon as possible to prevent further issues or face serious action from the FDA.

Since then, the company has recalled its red and yellow onions. The CDC notified all United States residents to throw away all onions from New Mexico or not have a label stating where the onions originated from.

The 2021 outbreak was not the first case of salmonella contamination from onions. In 2020, there were more than 869 cases and 116 hospitalizations across 47 states. This initial recall included onions sold under different brands such as Thomson Premium, TLC Thomson International, Kroger, and more.

However, there were subsequent recalls of two different products, cheese dip and salsa, as some companies used salmonella-contaminated red onions in these products.

American Cucumbers from Mexico Infect More than 900

In 2015, a large salmonella outbreak in the United States affected 907 people and killed six across 40 states. Investigators found that 63% of the patients consumed cucumbers the week before their salmonella infection. 49% of the infected were younger than 18 years old.

After tracing the cucumbers back to their origin, the investigation revealed that Andrew & Williamson fresh produce imported cucumbers from Rancho Don Juanito in Mexico. The FDA conducted a pre-inspection where it reported the equipment design of the pre-wash area, the waste management system, and the storage of packing material as the reason for the infection.

Fortunately, the suppliers followed the pre-inspection findings and improved their food safety standards and systems. They even stopped October’s harvest of cucumbers to avoid outbreaks.

Can I File a Salmonella Lawsuit?

Yes, you can file a salmonella lawsuit as it falls under product liability claims, a claim where you unknowingly purchase a defective product that causes you harm. In a food poisoning case, the defective product is the contaminated food, and the damage or injuries sustained is food poisoning.

However, it is important to understand the difference between minor and major injuries. It is not worth pursuing a food poisoning case if the victim has minor and common food poisoning symptoms such as diarrhea, nausea, and vomiting. This is because the damages suffered aren’t severe enough to warrant the cost of hiring an attorney.

Suppose the victim suffers from serious complications as a result of contaminated food and requires hospitalization. In that case, the damages are severe, and it is important that they pursue a food poisoning lawsuit against the negligent party.

There are three different legal theories in the case of defective products, and these include the following.

Strict Product Liability

This type of product liability relieves the sick person from proving that the manufacturer or distributor did not take adequate measures to ensure the product was fit for consumption. You must prove that the food product you consumed had traces of contamination that led to the cause of your illness.

Negligence

You can hold the manufacturer or distributor responsible for acting negligently, resulting in contaminated food that led to your sickness. However, to prove negligence, you must show that the defendants failed to exercise reasonable care when making or supplying the contaminated food items, resulting in your sickness.

For example, suppose a supplier recalled onions, and the supermarket was aware that those particular onions had traces of salmonella contamination but still sold them. In that case, you may have a negligence case.

Breach of Warranty

Some states have minimum standards for products, and selling contaminated products is a breach of those warranties. The contaminated product might even violate some of the express guarantees made by the company, for example, the “triple washed” label on a fruit pack.

Examples of Food Poisoning Lawsuits

$14,000 Mahi Mahi Lawsuit

In 2014, after having a Mahi Mahi for dinner at The Cheesecake Factory at Bayshore Town Center, Ghassan Batayneh felt a bit dizzy. Batayneh passed out and fell from his chair onto the floor, alarming the restaurant management to call for emergency services.

Paramedics arrived and took Batayneh to the emergency room at a nearby hospital for medical examination. Tests revealed that Batayneh had scombroid poisoning, which occurs when one eats fish that are not properly refrigerated and starting to rot. Scombroid poisoning is a type of foodborne illness where cooking food at high temperatures does not kill the deadly bacterium.

Batayneh filed a lawsuit against the company, which initially declined liability but later settled the lawsuit for $14,000. Since then, the company has removed Mahi Mahi from its menu to prevent any further cases of scombroid poisoning.

$30,000 Payout for Lunch Break

In Connecticut, a dozen office workers had lunch prepared by a local well-known restaurant. After a day, all the workers became violently ill, showing severe symptoms of food poisoning. Since all 12 office workers became ill, they started to believe that the local restaurant was not maintaining minimum standards and therefore sued the restaurant.

Lawyers held the caterer responsible for the illnesses that sickened 12 office workers, and the court ordered the restaurant to pay $370,000 in settlements. That’s more than $30,000 per worker!

$695,000 E. Coli Contamination Settlement

A Michigan man consumed food containing traces of E. coli, a bacterium of Escherichia commonly found in the lower intestines. After ingesting contaminated food, the victim became seriously ill and required hospitalization.

The victim had severe symptoms of E. coli, which resulted in renal failure and severe hypotension. The victim almost lost their life due to the infection and complications from contaminated food. After several days of hospitalization, the victim’s health stabilized, but the illness left him with long-term bodily issues.

Traumatized by the ordeal, the Michigan man sued and received $650,000 in compensation.

$1 Million Raw Oysters Settlement

In 1988, Kilpatrick was staying at a Holiday Inn when he decided to order room service. He placed an order for raw oysters, a delicacy in San Francisco. After consuming the raw Louisiana shellfish, Kilpatrick started displaying symptoms of food poisoning, such as nausea, vomiting, and diarrhea. However, things started to look bad for him as an infection appeared on his leg, eating away at his skin, muscle tissue, and tendon.

Diagnosed with vibrio cholera infection, Kilpatrick was immediately admitted to a hospital where he developed bone marrow infections and fractures. During his recovery, Kilpatrick had lost the will to live. Depressed, he tried to end his life twice but failed. After spending $80,000 in hospital fees, doctors discharged Kilpatrick with a wooden cane to assist him with walking.

Kilpatrick decided to sue the responsible parties and, in the end, received a million-dollar out-of-court settlement from five companies. The lawsuit also shed light on the food laws in California, bringing important changes to reduce the risk of food poisoning in the state.

Is a Food Poisoning Lawsuit Challenging?

Unlike many personal injury cases, food poisoning lawsuits are difficult to win as there are two main arguments the defendants like to use, and these are:

  • Lack of causation
  • Lack of damages.

One of the most difficult aspects of a food poisoning case is proving that the defendant’s actions were the main reason for the plaintiff’s injuries. This is because food poisoning symptoms start to show up after hours, or even days, after digesting the contaminated food. This makes it challenging to prove that the defendant’s food caused the illness and not some other food consumed during that intermediate period.

The food poisoning victim can prove that the defendant’s food caused the illness by getting their stool tested for microbes. If the result matches with those found in the contaminated food, it can strengthen your food poisoning case and improve your chances of securing compensation.

Before deciding to pursue a lawsuit for your food poisoning, it is important to speak to an attorney to identify potential damage and the possibility of a lawsuit.

Damages You Can Recover for Your Food Poisoning

The two types of compensatory damages you can claim after food poisoning are:

  1. Economic damages
  2. Non-economic damages.

In rare cases, the court may also award punitive damages.

Economic Damages in a Food Poisoning Lawsuit

Economic damages are those types of damages that have a dollar value attached to them. These may include current medical bills, future medical expenses, prescription medication, hospitalization costs, lost wages, and more.

The economic damage depends on the circumstances the victim is in. For example, if a victim becomes permanently disabled, they might also be able to recover lost earning capacity damage from the defendant.

Non-Economic Damages in a Food Poisoning Lawsuit

These types of damages are more difficult to calculate since there is no dollar value attached to them. Non-economic damage may include pain and suffering, loss of life enjoyment, emotional distress, disfigurement, and more.

If a spouse or family member loses someone to food poisoning, they can also claim loss of companionship and other types of damages in their wrongful death claims.

Punitive Damages in a Food Poisoning Lawsuit

The court also awards punitive damages as a means to punish the defendant for carrying out reckless or negligent acts in the future that could potentially harm more citizens. Under California Civil Code 3294, the court can award punitive damages if the plaintiff proves that the defendant acted with malice or fraud.

Let’s look at an example of punitive damage. In 2021, Travis Knorr suffered from severe food poisoning after consuming contaminated sprouts in a Jimmy John’s sandwich. Knorr tested positive for E. coli and soon developed a C. difficile infection, requiring him to undergo a fecal transplant.

This incident was one of the 80 outbreaks of food poisoning from Jimmy John’s sandwiches, with the first one dating back to 1973. The judge granted Knorr’s request to seek punitive damages as the establishment failed to take contaminated sprouts off the menu, did not communicate the risks to their customers, and failed to provide their staff with adequate resources to prevent cross-contamination.

What to Do After Food Poisoning?

Whether you’re eating at a restaurant or buying groceries from a supermarket, you can fall victim to food poisoning. If you get sick after eating food, it is important to see a doctor. Although most foodborne illnesses result in minor symptoms, some can be really deadly, resulting in serious complications and even death.

Your doctor will conduct a few tests to determine the source of the illness. By identifying the type of bacteria present in stool, blood, or urine, doctors can help you trace the source of the disease and prevent others from getting it.

You must also report the illness to your local health department. There may be a possibility of contamination in other food items, and it is important to notify the relevant food authorities to investigate and1 prevent a potential outbreak.

If your case of food poisoning is severe and you require hospitalization, it is important to keep as much evidence as possible to strengthen your lawsuit.

Some of this evidence includes:

  • Food leftovers
  • Food purchase receipts
  • Noting down the details of the incident (time, place, and symptoms)
  • Details of witnesses
  • Any other relevant evidence.

Should I Sign a Waiver?

If you’ve gotten sick from eating at a restaurant and report it to them, the restaurant might offer you a refund or a free meal next time you visit them.

However, don’t let their politeness fool you, as they’re only offering you help to get you to sign a waiver that would prevent them from getting into legal trouble. They might even offer you a refund, a free meal, or even a gift card on the condition that you sign a waiver.

Before you sign away your legal rights, it is important to speak to an experienced food poisoning attorney about your rights and potential damage.

Can I Sue a Restaurant for Risk Warnings Against Consuming Raw Foods?

Restaurants serving raw or undercooked food must have risk warnings on their menu to notify their consumers of the potential risks of consuming such food items.

The California Retail Food Code requires a restaurant to advise consumers on consuming the following raw or undercooked:

  • Egg
  • Beef
  • Poultry
  • Shellfish
  • Sauce
  • Milk, and more.

Establishments can only serve raw foods on two conditions, and these are:

  1. If the consumer requests the food to be raw or undercooked.
  2. If the establishment notifies its guests, orally or verbally, that the food is raw or undercooked. These types of warnings are typically common at restaurants that serve sushi, hamburgers, desserts, and oysters.

That said, it is also crucial to understand that just because a restaurant menu mentions the fact that the food is raw or undercooked doesn’t mean that these restaurants are immune to lawsuits. If an injured victim can prove that there was employee negligence when preparing, handling, or serving food that resulted in food poisoning, they may have a claim.

Let’s look at an example. John goes to a continental restaurant and orders raw oysters, steak, Caesar salad, and a cocktail. The restaurant’s menu has a clear warning that raw foods can cause foodborne illnesses. After 24 hours of consuming the meal, John starts to develop symptoms of food poisoning.

A day passes, and the symptoms of food poisoning become severe, requiring John to seek immediate medical help. Due to hospitalization, John misses three days of work and racks up a hefty medical bill. Although the menu mentions the warning risk, the foodborne illness could be from cross-contamination or poor hygiene rather than the consumption of raw food.

John gets his medical report that states the bacteria spreading through his body is mostly present in fecal matter, suggesting that John suffered from food poisoning not because of consuming raw food but due to poor hygiene. In such situations, John can pursue legal action against the restaurant for its negligent actions.

If you have suffered a serious case of food poisoning and are looking for a trusted attorney for legal representation in California, contact us at +(833) LETS-SUE for a free consultation.

Are there Cancer-Causing Chemicals in Colgate?

Triclosan in toothpaste. Are there Cancer-Causing Chemicals in Colgate?
Are there Cancer-Causing Chemicals in Colgate?

Triclosan in toothpaste

Did the government approve of Cancer?

We use products for years only to find later they were dangerous. Many of our personal hygiene deodorants contain toxic aluminum mixed with other chemicals. (Linked to Alzheimer’s Disease). We personally use other dangerous chemicals, including mercury dental fillers, fluoridated public water supplies, and fluoride-contaminated toothpaste. Fluoride is a waste product from fertilizer and nuclear power plants.

This dangerous chemical transforms into dangerous gasses and vapors directly into your air conditioning coolant systems circulating our inhaled air supply. For example, think about Freon gas for air conditioners and refrigerators. Although Freon isn’t used in newer car air conditioning systems, it’s still used to recharge older vehicle models and other appliances. All too frequently, we discover things that dangerously affect our health or damage our environment. One thing these toxic substances have in common is causing people bodily injury and harm. But now, in addition to fluoride, Colgate faces lawsuits from the proliferation of Triclosan into their oral hygiene products.

What Are The Results of The Research Study on Colgate Toothpaste?

In recent weeks, a study done on Colgate has made people question if it’s safe to use since it showed Colgate contains cancer-causing you might want to avoid. The study found the toothpaste guilty of including Triclosan.

  • Triclosan, What Is It?

“Triclosan is an ingredient added to many consumer products intended to reduce or prevent bacterial contamination. It is added to some antibacterial soaps and body washes, toothpastes, and some cosmetics—products regulated by the U.S. Food and Drug Administration (FDA). It also can be found in clothing, kitchenware, furniture, and toys—products not regulated by the FDA.” (Source FDA Website).

Several studies exist since the first, and the ones not paid for by the manufacturing industry are damning to Colgate.

Though the substance is nothing new to cleaning products, science is getting more precise about cancer-causing chemicals. As a result, without admitting Triclosan is dangerous, Colgate voluntarily stopped using Triclosan in its toothpaste several years ago.

 Triclosan Makes Soap and is also Toxic.

We think so. Of particular concern, Triclosan is used to make other products besides toothpaste. These are the same chemicals used to make laundry detergents, deodorants, etc. However, none of these products go inside our mouth like our toothpaste. We should all be paying attention to the chemicals manufacturers have placed inside of our toothpaste.

The Chemical Research In Toxicology is a magazine that published and ran a new survey involving toothpaste and its latest research. They claimed the chemical Triclosan was an active ingredient used to make Colgate for many years that may cause high cancer risks, placing people regularly using this product in jeopardy. Studies prove that Triclosan causes Cancer when used in significant amounts. Long-term Colgate users have stark choices to make and must think about their future toothpaste choices.

What are Some of the Triclosan Chemical’s Side Effects?

As mentioned earlier, we know the side effects of substances. They exist in the products we use regularly. They’re products used for years by people. The news becomes public, and the government does its job to ban the product.

Side Effects of Triclosan Toxicity Include:

  • Abnormal endocrine system/thyroid hormone signals
  • A weakened immune system.

And recent studies suggest that kids exposed to these antibacterial cleansers, or hand sanitizers, have a statistically more significant risk of lifetime asthma, allergies, and skin conditions, such as eczema. Also, Canada took immediate protective steps banning caustic chemical containing toothpaste. Another critical point, their government banned Triclosan altogether, not just in toothpaste. In most respects, the U.S. has less aggressively taken some protective measures against Triclosan. Time will tell us whether other countries will react to this new study positively.

Also, they may want to look at Canada’s decision to ban this substance. If you are using a product containing toxic chemicals to pass through your skin, large amounts might absorb in the body depending on how frequently absorption into your bloodstream occurs. Hormone imbalance is a potential reaction caused by Triclosan entering your blood. As noted, Triclosan can inflict other damage besides making you prone to certain cancers.

Colgate Says You’ll Be Fine

Despite these study results, Colgate continues to stand by its public claims to consumers that their toothpaste causes humans no harm. Whether Colgate causes Cancer or not must be decided through more U.S and foreign studies. For now, you must choose your side during your quest for safe toothpaste.

More Reading:

Dangerous chemical attorney: https://ehlinelaw.com/practice/defective-products/dangerous-chemicals

Toxic toothpaste ingredients: