The Basics of Debt Consolidation and Credit Counseling

Posted: May 31st, 2006 | Author: | Filed under: Legal and Law | Comments Off on The Basics of Debt Consolidation and Credit Counseling

Debt consolidation is often advisable in theory when someone is paying credit card debt, or unsecured debt. These days in this troubled economy credit cards can carry a much higher interest rate than even a loan from a bank. Then the total interest and the total cash flow paid towards the debt is lower allowing the debt to be paid off sooner, incurring less interest this is definitely a better solution than debt settlement by far, because it doesn’t destroy your credit.

After deciding against debt settlement I knew debt consolidation or credit counseling was the perfect solution. I think because of the advantage that debt consolidation offers a consumer that has high interest debt balances, companies can take advantage of that benefit of refinancing to charge very high fees in the debt consolidation loan. Sometimes these fees are near the state maximum for mortgage fees. In addition, some unscrupulous companies will knowingly wait until a client has backed themselves into bad debt situation in order to make them have to refinance their home.

In many cases, if you don’t pay your debts, you can be sued by an attorney. Debt collection attorneys can cause you even more problems. This is another reason why you need to get a handle on your debts. You could have your wages attached, and any other manner of legal problems. When someone is paying their credit cards and other bills, sometimes the interest kills them and it seems hopeless. But it is never hopeless with good advice and if you do what you can.

Don’t give up, or just throw up your hands. You can consolidate, thereby lessening the interest. The less the interest, the faster out of the hole! If the client does not refinance they may lose their house, so they are willing to pay any allowable fee to complete the debt consolidation. In some cases the situation is that the client does not have enough time to shop for another lender with lower fees and may not even be fully aware of them. Don’t risk dealing with a debt collection attorney.


Where are the Aggressive Los Angeles Wrongful Death Attorneys?

Posted: May 27th, 2006 | Author: | Filed under: Legal and Law | Comments Off on Where are the Aggressive Los Angeles Wrongful Death Attorneys?

Where are the Aggressive Los Angeles Wrongful Death Attorneys?

No one envisions losing a loved one. The mere though of losing someone to a wrongful death is a harrowing idea. However, the law may provide some solace to your problems. If the death of your loved one was the result of the intentional actions, recklessness, or negligence of a third party, you may be entitled to relief. These actions are known as wrongful death actions. But where are the aggressive Los Angeles wrongful death attorneys? Any type of death may be compensable as a wrongful death, even for something like someone driving recklessly. You need only find the right lawyers for your case.

Wrongful death claims are highly complicated and require a skilled Los Angeles Wrongful Death attorney. Los Angeles is a bustling metropolis with plenty of dangerous industry and peril for loved ones. A highly skilled Los Angeles wrongful death lawyer will help you navigate through the morass of wrongful death statutes and determine if you have a case or are entitled to relief.

Los Angeles may be filled with peril, but with an experience Wrongful Death attorney, you need not be left empty handed should a loved one pass away as a result of a wrongful death injury. Los Angeles has a massive freeway system, with millions of residents and dangerous industry that inevitably will cause deaths, thankfully the law provides relief for its citizens. If you have lost a loved one, you should contact experienced attorneys.

The aggressive Los Angeles wrongful death attorneys have recovered huge verdicts in many different types of cases. Often Los Angeles lawyers will argue in a death case that the loss has greatly damaged the remaining loved ones. Potential wages are often a large factor in these cases when determining damages. The sheer scope of Los Angeles Wrongful Death cases is staggering. Many are filed every year for everything from negligence, medical malpractice, products liability, construction defects, and reckless activities.

No one wants to lose someone, much less involve lawyers should it occur. However, Los Angeles residents may be entitled to huge relief if they employ an experienced Wrongful Death attorney to fight for the relief that the aggrieved loved ones deserve. While it is a difficult experience, contacting a wrongful death attorney and fighting for what you deserve should be your first move. If you feel that you have lost a loved one due to the negligence, misfeasance, or recklessness of another, you should contact an experienced an attorney today.

About the Author

Los Angeles Wrongful Death Attorneys are experienced Los Angeles Wrongful Death Lawyers and serious injury attorneys who educate injured victims in California cities including Orange County.


Anaheim, Anaheim Hills and Nohl Ranch Road is Infamous for Accidents

Posted: May 21st, 2006 | Author: | Filed under: Legal and Law | No Comments »

Author: Michael Ehline

Anaheim is one of California’s best known cities and one filled with activities, people and accidents. Anaheim, Anaheim Hills and Nohl Ranch road is infamous for accidents, and these accidents can be in the form of vehicles, motorcycles, bicycles and pedestrian accidents.

These types of accidents that occur in Anaheim Hills and Nohl Ranch Road can cause serious injuries; the person involved in these accidents can sustain major injuries like traumatic brain injuries, broken bones and spinal injuries. These injuries will require Anaheim personal injury attorneys. The proof of how dangerous the roads in Anaheim are, in 2006 there were 38 people killed and 2,210 people injured in accidents.

Roadways like Nohl Ranch Road and Meats Avenue are places where drivers do not adhere to the posted speed limit of 35 miles per hour, on the windy road that goes through Anaheim Hills. One of the other reasons that this road is so dangerous is because there are few lights that drivers need to slow down for; this allows them to keep the rate of speed up over the posted 35 mph.

This is an area where there have been so many accidents that the local homeowners have brought their concerns to the city officials. In answer to their fears about accidents there were two new pedestrian traffic signals installed in Anaheim and four radar speed feedback signs installed between Sunkist Street, Ball Road and South Street. There were also two radar speed feedback signs and a traffic signal installed on Riverdale Avenue between Finch Street and Lakeview Avenue to help protect the children walking and on bicycle in the area of Riverdale Elementary School.

Anaheim, Anaheim Hills and Nohl Ranch road is infamous for accidents and after an accident the injured victim needs the protection of a local Anaheim personal injury attorney that understands the amount of crashes that occur due to speeding and other negligence.  When you or a family member has been injured it takes time to heal and the stress of medical bills and other financial obligations can hinder the rate of healing. Insurance companies can be a problem trying to obtain a fair settlement from without the protection of an experienced personal injury attorney that can deal with them aggressively to ensure a fair settlement for an accident that happened in Anaheim due to a speeding or negligent driver. This is important to begin healing after being injured in an accident.

About the Author

If you were injury in an Anaheim truck accident, or other automobile accident, or even an Anaheim animal bite and need a dog bite lawyer, contact Ehline Law, Orange County personal injury attorney. Call 888-400-9721 to learn more.


Why are there so many personal injury lawyer advertisements?

Posted: May 15th, 2006 | Author: | Filed under: Legal and Law | Comments Off on Why are there so many personal injury lawyer advertisements?

Many of you know I am a cruise ship lawyer in CA and advertise as such. But Florida is a totally different animal. Seriously, there is probably 100x more in Florida than any other state I’ve ever visited. I am guessing that the state is either plaintiff friendly or the laws are more lax concerning attorney advertisements.

Any Florida lawyers feel free to pipe in. Thanks.


Cruise Ship Vacations are Meant to be Fun and Enjoyable

Posted: May 15th, 2006 | Author: | Filed under: Legal and Law | Comments Off on Cruise Ship Vacations are Meant to be Fun and Enjoyable

By: Michael Ehline

About the Author:

If you have recently enjoyed a trip to the Western Caribbean, it is possible you were a passenger who has become victim to and is suffering from Norwalk-like viruses or guinea worm disease, or you could be suffering from a stomach virus such as Nero-virus. There are a large amount of other injuries that are common in happening on cruise ship or cruise liners such as cruise ship rape cases, orthopedic injuries, broken or fractured bones, head injuries, drowning, facial injuries, and numerous others. Cruise ship vacations are meant to be fun and enjoyable for everyone. If you suffered a cruise ship injury and need help, contact a Los Angeles Cruise ship accident lawyer.

During this busy time of the year many people are excited and taking advantage of the enjoyment and adventure to be had on cruise ships or cruise line. Many families are enjoying their vacations with loved ones on a Princess cruise liner, couples are having the time of their lives on their romantic honeymoon cruise, and many students will be celebrating graduation and senior trips by boarding a cruise liner with their fellow classmates.

When the number increases in individuals who are enjoying being able to get away and go on a cruise, this unfortunately means that cruise ship accidents, injuries suffered by tour boat passengers, and wrongful death cases will go up in number as well.

It is crucial that you contact expert cruise ship accident attorneys who are familiar with Princess cruise liner accidents and injuries that are suffered in these types of accidents. You will want the assurance in knowing the cruise ship injury claim lawyers you retain have the needed experience of being familiar with maritime or admiralty laws on injuries or infectious disease that have happened out at sea in international waters that generally apply to cruise ship injury cases. If a cruise ship liner accident has occurred in which you have suffered injury or have become ill with an infectious disease while in the United States coastal waters, or an area of California territorial waters, there are several other rules that might apply.

Knowledge, professionalism, and the utmost in experience are a must in these types of tragic accidents, so that you and your family members can be at rest with the peace of mind that comes with knowing your claims will be handled efficiently and properly and that the negligent parties, if any were involved, will pay for their negligence.

About the Author

If you have recently enjoyed a trip to the Western Caribbean, it is possible you were a passenger who has become victim to and is suffering from Norwalk-like viruses or guinea worm disease, or you could be suffering from a stomach virus such as Nero-virus. There are a large amount of other injuries that are common in happening on cruise ship or cruise liners such as cruise ship rape cases, orthopedic injuries, broken or fractured bones, head injuries, drowning, facial injuries, and numerous others. Cruise ship vacations are meant to be fun and enjoyable for everyone. If you suffered a cruise ship injury and need help, contact a Los Angeles Cruise ship accident lawyer.


When Opportunists and Predators Abuse Elderly in Any Way, It’s Time to Fight

Posted: May 3rd, 2006 | Author: | Filed under: Legal and Law | Comments Off on When Opportunists and Predators Abuse Elderly in Any Way, It’s Time to Fight

There are many varieties of abuse. Attorney elder abuse such as dishonest attorneys deceiving the elderly into unknowingly signing over their entire savings to them. Mental abuse such as intimidating an elderly person psychologically using confusion, fear or other means of mental abuse, as well as verbal abuse. In many situations it is someone that we care about and trust who is the guilty party in inflicting these types of abuse upon our elderly family members or friends. If you were injured in a California city like Los Angeles, you should contact.

IF it was OC, Orange County nursing home abuse lawyers. Nursing homes are also a very common place that elderly abuse can occur. Often times we put our complete trust in a nursing home for the care of our elderly, thinking they will receive the utmost in care and gentleness. It is heartbreaking when we learn those are the very people who are mistreating and abusing elderly patients.

When many of us hear of an elderly person being neglected, normally what comes to mind is the thought of physical abuse and the injuries that are sustained from this type of abuse. Physical abuse among the elderly unfortunately does happen way too often, however physical abuse and bodily injury is not the only type of abuse that our elderly can suffer from.

If one of your loved ones has become a victim and has suffered from any type of elderly abuse, your first move should be in retaining experienced attorneys who specialize in elderly abuse cases, the injuries that can be inflicted upon them, and wrongful death cases.

Types of abuse that many of our elderly have suffered from and become victim to year after year include:

Physical abuse and physical assault such as being physically hit, pushed or beaten, restrained, tortured and even deprived of food.

Neglect such as in being malnourished, dehydration, bedsores, or other types of ailments that would result from not being taken care of in a proper manner. Commonly known as bedsores, Decubitus ulcers are a pressure sore that is generally preventable and normally occur due to some type of neglect.

Financial abuse such as when another person has fraudulently or illegally taken money from an elderly person.

 

When the elderly are abused in any way, it’s time for you to contact a injury lawyer in Los Angeles and fight for their rights during a time in their lives that they are physically or mentally unable to fight for themselves, and see that justice is done. This is why injury lawyers in Los Angeles are so important.


When the Elderly are Abused in Any Way, It’s Time for You to Fight for Their Rights

Posted: May 3rd, 2006 | Author: | Filed under: Legal and Law | Comments Off on When the Elderly are Abused in Any Way, It’s Time for You to Fight for Their Rights

When many of us hear of an elderly person being neglected, normally what comes to mind is the thought of physical abuse and the injuries that are sustained from this type of abuse. Physical abuse among the elderly unfortunately does happen way too often, however physical abuse and bodily injury is not the only type of abuse that our elderly can suffer from.

If one of your loved ones has become a victim and has suffered from any type of elderly abuse, your first move should be in retaining experienced attorneys who specialize in elderly abuse cases, the injuries that can be inflicted upon them, and wrongful death cases.

Types of abuse that many of our elderly have suffered from and become victim to year after year include:

Physical abuse and physical assault such as being physically hit, pushed or beaten, restrained, tortured and even deprived of food.

Neglect such as in being malnourished, dehydration, bedsores, or other types of ailments that would result from not being taken care of in a proper manner. Commonly known as bedsores, Decubitus ulcers are a pressure sore that is generally preventable and normally occur due to some type of neglect.

Financial abuse such as when another person has fraudulently or illegally taken money from an elderly person.

Attorney elder abuse such as dishonest attorneys deceiving the elderly into unknowingly signing over their entire savings to them.

Mental abuse such as intimidating an elderly person psychologically using confusion, fear or other means of mental abuse, as well as verbal abuse.

In many situations it is someone that we care about and trust who is the guilty party in inflicting these types of abuse upon our elderly family members or friends. If you were injured in a California city like Los Angeles, you should contact. IF it was OC, Orange County nursing home abuse lawyers. Nursing homes are also a very common place that elderly abuse can occur. Often times we put our complete trust in a nursing home for the care of our elderly, thinking they will receive the utmost in care and gentleness. It is heartbreaking when we learn those are the very people who are mistreating and abusing elderly patients.

When the elderly are abused in any way, it’s time for you to contact a injury lawyer in Los Angeles and fight for their rights during a time in their lives that they are physically or mentally unable to fight for themselves, and see that justice is done. This is why injury lawyers in Los Angeles are so important.


A Long Way Home When Charged With A Los Angeles DUI or DWI Involving a Motorcycle

Posted: May 2nd, 2006 | Author: | Filed under: Legal and Law | Comments Off on A Long Way Home When Charged With A Los Angeles DUI or DWI Involving a Motorcycle

What might start out as a fun evening with friends can turn into a long way home when charged with a DUI or DWI involving a motorcycle, as it can be a life changing event for several years of your life and maybe longer.

Once you get behind the wheel even after drinking a few social drinks with friends you might be stopped by the police, given a field sobriety test and then arrested. While you may feel fine the law may not agree with that.

This can be a life changing event, one that can cost you your employment in some cases, one that will enter you into the court system and can cause the suspension of your drivers license.

When you have been stopped in Universal City for a diving under the influence or driving while intoxicated charge you maybe asked to take a field sobriety test, this can consist of several different things including standing on one foot and counting or one of the better known is walking a line with feet from heel to toe.

After this test you maybe arrested and taken to be booked as well as asked to take one of the chemical tests, which can be blood, urine or a Breathalyzer test.

This is the beginning of things changing in your life not only as a driver but also in other areas of your life; it will affect your pocket. There will be fines, there will be probation costs and there will also be costs incurred where your family is concerned.

While this is a bad situation when an experienced DUI/DWI attorney is hired to represent you there are many ways that they have to build your case, they know the laws in this area. They have experience with these types of cases and they will also to the DMV hearing to represent you so that you may not lose your driving privileges in California.

This is a long process and a difficult one with two different appearances; one at the criminal court and one at DMV and that is why you need expert representation by a DUI/ DWI attorney or it will be a long way home when charged with a DUI or a DWI. By this home means back to everyday life with driving privileges in tact, without having to worry every day what might happen when you appear in court. The Los Angeles DUI attorney can put your mind and your life at ease.

If you are charge with a DUI or a DWI in Universal City, Marina del Rey, Hermosa Beach, or Redondo Beach, there are experienced Los Angeles DUI attorneys who also are Orange County DWI Lawyers that can be reached usually by doing an internet search. Good DUI Lawyers are usually experienced Los Angeles motorcycle accident attorneys because these types of cases usually cause death or serious bodily harm to motorcyclists.


Know any lawyers that will take a personal injury case again

Posted: May 1st, 2006 | Author: | Filed under: Legal and Law | Comments Off on Know any lawyers that will take a personal injury case again

I had been robbed and called they arrested a guy and blew me off and when I said I would just call another cop they gave me every ticket they could think of but I beat all the charges and the FBI is investigating.but my back was a serious permanent injury that cannot be fixed and will have to be on heavy pain meds for life.” Above is the typical hypothetical one may see on a bar exam essay question.

It raises questions of both civil and criminal liability. To learn more about becoming a lawyer, with, or without law school, I have created http://becomingalawyerwithoutlawschool.blogspot.com to assist you in understanding alternative methods to becoming an attorney with no, or few state education attendance requirements.

Other questions that probably should be on a bar exam, are ones like these: I want a good attorney, not an ambulance chaser but my husband was injuried in an accident with a drunk driver. We were thinking of following up with suing her. We are not sue happy people never done this before, just looking to see if anyone out here has used a lawyer that they could suggest? Well, that is a great question, and I would recommend looking at online reviews and records of complaints, and their verdicts and settlements for starters. Knowing who will tale a personal injury case again, is really up to you and your diligence in research.

Real Lawyer or Staff – Termination?

Speaking to a staff member does not often instill confidence.  One type of hypothetical we deal with is: I suffered a serious injury and currently dissatisfied with my lawyer. For one, I have not even had a chance to speak with a lawyer. It is always some assistant and it has been about two months. They seem to not care much about my property damage and leaving me to handle that myself. I just don’t like the way they have handled things.First, you can fire your attorney, but often they will fire you with a waiver of lien. You can reach us by phone to learn more. Not having calls returned or reports of ego maniac personal injury attorneys, is a common thing and you don’t have to be stuck, if you have irreconcilable differences.

Does Lack of Legal Prosecution Preclude a Lawsuit?

Other real life scenarios are Q: “My son was attacked and suffered a fractured skull. The other guy says it was ‘mutual’, even though he only had a scratch and my son didn’t even know the guy, who came to my son’s neighbor to hassle someone else about an ex. Police refuse to prosecute. Anyway to MAKE them do so? Otherwise, desperate for legal help.”  These are great model questions.  A: First, the burden in a civil case is lower.  It is “preponderance of evidence”, not “reasonable doubt”.  Thus, unless incarceration is involved pending prosecution, there may be open season to sue civilly. But in the case above, it could be a situation involving comparative intent, or negligence resulting in a small jury award because of the allegations of “mutual combat”.

Strange Offers of Settlement

Some crazy questions that may come up for an unrepresented party, are letters with strange offers of settlement: For example: “I recently got a letter from the other party insurer offering to pay for my damages and injury except for the legal fee. Who’s suppose to pay for it? I didn’t have to go through all this if not for that person? Why should I pay it on top of everything I had to go through on top of it?” First of all, typically a settlement is a general release. So the insurance company should not be able to dictate how you use your money in most cases, unless for your property damage.  Call us if you get a strange letter like this.

The Outrageous Fact Pattern

Here is one my staff though up. “I had been robbed and called to see if they arrested a guy, and they blew me off and when I said I would just call another cop. So they gave me every ticket they could think of but I beat all the charges and the FBI is investigating for civil rights violations. But my back was a serious permanent injury that cannot be fixed and will have to be on heavy pain meds for life.” In the crazy facts above, there is a civil rights case against the police, civil and criminal if FBI involved.  Also, unless the robber is caught, the plaintiff will look to homeowners or premises insurance to pay for past, present and future meds.  But unless they catch the bad guy, good luck recovering pain and suffering damages. Call a lawyer to learn how to find him.

In Closing:

As an aside, if you are stressed out, I find classical music has helped me. Instruments like the clarinet, can provide an amazing distraction. Contact the Incorporated Society of Musicians (ISM), the Royal Academy of Music, the Guildhall School of Music, The Royal College of Music and Trinity College of Music. They will all have recommendations to make of qualified and respected clarinet teachers

 

 


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